FREE PLANNING TOOLS
Stamp duty calculator Australia
Estimate residential transfer duty and purchase costs across Australian states and territories.
Stamp duty & costs
Change the example figures to explore your own scenario. Results update as you type.
View the result breakdown
Calculations stay in this page. Your figures are shared only if you choose to include them with an enquiry.
Assumptions, rates and methodology
An indicative scenario, not approval, a quote or personal financial advice. Rates remain constant. Confirm your circumstances, eligibility and current costs with an appropriately authorised professional.
Rates effective 2026-07-01 to 2027-06-30 · Last reviewed 2026-09-21.
Read the full methodologyGeneral information only, not financial advice. Results are estimates based on the assumptions you select.
Understand stamp duty before you set your budget
Transfer duty is a transaction cost, and the rules depend on where and what you buy.
Choose the location and relevant date
Select the state or territory where the property is located, not where you currently live. Use the statutory date relevant to the transaction, usually the contract date; some relief depends on the transfer or settlement date. The supplied tables cover the displayed effective period. A date outside that period will not silently use today’s rates. If your purchase is historical, off the plan, or subject to transitional rules, use the relevant revenue office assessment or seek help from your conveyancer.
Purchase price and market value
Duty is generally assessed on dutiable value, which can be higher than the amount paid. Enter a higher market value where it applies. Related-party transfers, gifts and partial ownership changes can require a valuation and a different assessment. The calculator is intended for straightforward residential purchases by individuals. It does not model trusts, mixed-use property, landholder transactions, vacant land, construction contracts or every exemption. Those situations should be checked against the official rules rather than forced into a standard home purchase.
Concessions need an eligibility check
First-home-buyer relief can depend on ownership history, the purchaser and their partner, citizenship or residency, the type and value of the property, and occupancy requirements. ACT’s Home Buyer Concession Scheme has its own conditions. Requesting a concession in the tool does not establish eligibility. Open the official link, check the requirements and only confirm eligibility if they apply. If you are uncertain, leave confirmation off and use standard duty as a planning estimate until the position is clarified.
Foreign purchaser surcharge
Foreign-person status for duty can differ from how someone describes their nationality or residence. A surcharge may apply to a share of residential property acquired by a person classified as foreign, subject to the relevant exemptions. Enter only the ownership share subject to that surcharge. This calculation is separate from transfer duty and from any ongoing land tax. The tool does not assess residency law, treaty relief, trust ownership or foreign-investment approval. Your conveyancer should confirm both the classification and any exception.
Registration fees and other costs
Transfer and mortgage registration fees are distinct from duty. Legal work, inspections, settlement adjustments and other transaction costs also need room in the budget. The starting figures in these fields are illustrative allowances, not current registry quotes. Replace them with the amounts for your transaction. A grant is not a discount on duty and is not deducted from this result. The purchasing power calculator can include a separately confirmed grant where it is available at settlement.
Keep the estimate current
Duty thresholds and relief can change, and a rule available last year may no longer apply. For example, the supplied Tasmanian table does not apply the established-home exemption that ended for settlements after 30 June 2026. The result identifies the rate set and links to official sources. Check those sources again before signing a contract or relying on the cash needed. Save or print your assumptions so a conveyancer can see exactly what was entered. The final assessment may differ because of eligibility, transaction details or statutory rounding.
Further reading
Your questions, answered
Does the tool cover all Australian states and territories?
It includes standard residential duty tables for NSW, Victoria, Queensland, Western Australia, South Australia, Tasmania, ACT and the Northern Territory, with the supported concessions and limitations disclosed.
Does it cover vacant land or off-the-plan concessions?
No. Those transactions can use different rules and need a separate official assessment.
Why are registration fees editable?
They vary and can change. The supplied allowances should be replaced with current registry fees or a conveyancer’s quote.
Can I rely on the result at settlement?
Use it for planning. Your conveyancer or the relevant revenue office must confirm the final duty and any concession.